Turning 65 Soon?

Most people become eligible for Medicare at age 65. If you are around your 65th birthday you probably feel pretty special due to the amount of calls and mail solicitations you are getting. The experience can be daunting and overwhelming. If you received your Medicare card via a disability claim or Retired after age 65 your options are still the same once you receive your Red White and Blue Medicare card.

Read more

Coronavirus or the Flu: How to Tell The Difference

The coronavirus pandemic that emerged in 2019 shares many similarities with the seasonal flu. Nonetheless, there are several minor differences between them. With all eyes on the spread of coronavirus and the massive amount of media coverage, a sneeze or cough may make you think “Do I have COVID-19?”. It is common to think like that, but you should understand the differences between the flu and coronavirus. 

Read more

How to Make the Most Out of Medicare Health and Wellness Benefits

Healthier people cost less to insure over time. This knowledge has inspired health insurance carriers across the nation to provide new benefits to its members to keep them healthier longer.  Starting in 2019, Medicare Advantage plans began offering similar benefits to help support health and wellness. Keep reading to learn how you can utilize these benefits on a Medicare Advantage plan.
Read more

How to Sign up for Medicare Part B Online

Are you working past 65? Retiring soon or thinking about leaving your employer plan? You can now fill out the Part B enrollment form online and get your Part B effective electronically.  Individuals may use this online enrollment application if they are 65 or older and have or had group health plan coverage within the last 8 months through an employer.

Read more

Choosing Between Medicare Supplement and Medicare Advantage

There is no one-size-fits-all plan when it comes to choosing the best Medicare plan.  Individuals may benefit from different plans depending on their lifestyle, health conditions and income level.  In this article we will be comparing Medicare Supplements and Medicare Advantage and take a closer look at: Eligibility Underwriting Cost Travel Carriers Side by Side […]

Medigap Plan N – A Stable Choice

Medigap Plan N has steadily grown in popularity with Medicare Beneficiaries since inception. The lower premium and freedom to see the doctor of your choice without network restrictions makes it a solid choice to Medicare Advantage plans. With the MACRA changes that started in January 2020 to Plan F and Plan G, the Plan N is now primed the Cadillac of Medicare Supplement plans for most beneficiaries. A lower premium and a protected class, make Plan N a stable choice. Lets take a look at the reasons why.
Read more

Medicare and the 2019 Novel Coronavirus (COVID-19)

During this period of uncertainty surrounding COVID-19, the Centers for Medicare & Medicaid Services (CMS) have enacted some changes to ease the confusion and costs of those being affected by the virus. In these unprecedented times, we are looking to offer some clarity to Medicare Beneficiaries looking for information on changes and benefits that may affect them. Read more

What is Pennsylvania’s Community HealthChoices Program?

Pennsylvania’s Community HealthChoices (CHC) is a relatively new Medicaid program that uses managed care organizations (MCOs) to eliminate healthcare confusion and see that you get the health and wellness you need. Managed care programs historically have improved the level of care and long-term support needed to maintain higher levels of physical health for their community members.

The CHC managed care program was designed to:

  • Make Medicare, Medicaid, and additional services work more fluidly, so you can maximize all the benefits and medical assistance available.
  • Make home living accommodations like ramps, handrails and vehicle modifications so people can live on their own and safe
  • Improve quality of life situations to provide more long-term services and support, deliver proactive healthcare, and support underserved populations such as individuals with mental disabilities or physical disabilities, financial inefficiencies, and behavioral health needs.
  • Make Medicare, Medicaid, and additional services work more fluidly, so you can maximize all the benefits available.
  • Make home living accommodations like ramps, handrails and vehicle modifications so people can live on their own and safe
  • Improve quality of life situations, proactive healthcare, places to live and transportation inefficiencies

Read more

How to Switch Medicare Plans During Open Enrollment

OK boomer, so you think you made the wrong choice during Medicare’s Annual Election Period.  Now what?  The Medicare Open Enrollment Period will allow you to make changes to an existing Medicare plan.  Keep reading to find out if you’re eligible to use this enrollment period and how to make a change.

Read more