Local Medicare Experts

What we can help you with

• When should I enroll in Medicare?
  Understanding Initial Enrollment Periods, Special Enrollment Periods, and how to avoid late enrollment penalties.
• What’s the difference between Original Medicare and Medicare Advantage?
  Comparing coverage, provider access, costs, and additional benefits to determine which option best fits their needs.
• What does Medicare cover—and what doesn’t it cover?
  Learning about hospital care, doctor visits, prescription drugs, and what’s not covered, such as most dental, vision, hearing, and long-term care.
• How much will Medicare cost me?
  Breaking down premiums, deductibles, copays, coinsurance, prescription drug costs, and potential financial assistance programs.
• Will my doctors and prescriptions be covered?
  Making sure preferred physicians, specialists, hospitals, and medications are included in the plan before enrolling.